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Tig Finance

Tig £inance is the newly established finance division of we provide loans from £2,000.00 and offer the following 2 facilities:

Personal Loans: 6.9% PAF (per annum flat) fixed
  • Terms ranging from 24-60 months
  • Fixed monthly repayments
  • Loans can be used for any use including: purchase of furniture and other items; home improvements; holidays and debt consolidation
Vehicle Finance (Hire Purchase) 5.9% PAF (per annum flat) fixed
  • Up to 100% loan to value
  • Vehicles up to 15 years old at the end of the agreement
  • Terms from 24-60 months
  • Fixed monthly repayments
  • Balloon repayments available

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About Tig £inance was established in Guernsey in 2008 to assist islanders with selling and purchasing various items via their bespoke online trading platform.

The popularity of the website has grown significantly over the years and today has over 8000 registered users and attracts unique views from in excess of 20,000 islanders per month.

Tig £inance has been specifically created to provide our users with a value added service when looking to sell or acquire new items.

We work in conjunction with a number of local finance providers to ensure you receive the best rates available on the market. We also believe in making your loan application as simple as possible and have provided an easy to use online application form, alternatively if preferred you can email us directly to arrange a call back where we will assist you through the application process.


How will my application be processed?

Once the online application form is received we will assess your information and select the most suitable finance provider. The application will then be forwarded to the provider for underwriting.

How long will my application take to process?

Processing times will vary depending on the lender selected for your loan application however all applications will be processed within 24 hours.

When will I receive the money?

Once your application is approved we will contact you to sign loan documentation. We have a number of mobile agents and for convenience will happily come to you to sign your loan documentation.

Will my monthly payments ever change?

No, your repayments are fixed for the duration of the agreement and are not subject to change in the event of Bank of England base rate fluctuations.

When will my first repayment be due?

Generally your first repayment date will be 1 month after the loan is set up, however you have the ability to select a suitable monthly repayment date that suits your individual requirements.

Are there any administration fees payable?

Yes each loan application will have £150 admin fee and £100 purchase fee. (these fees can be spread across the term of the loan)

Are there any hidden costs?

No Tig £inance provides full transparency on rates charged and these are 5.9% P.A.F (per annum flat) for vehicle finance and 6.9% P.A.F(per annum flat) for personal loans regardless of the amount borrowed or term of the loan.

Can I repay my loan early?

Yes you can repay the balance at any point and you will even receive a rebate of interest in the form of a reduced settlement figure.

Privacy statement

It is a legal requirement under the Data Protection (Bailiwick of Guernsey) Law 2001 that websites include a Privacy Statement advising how we process information provided by you on this website.

We collect personal information from you and use that information when applying for credit facilities on your behalf. We then hold that information for record, enquiry and marketing purposes. We use the information provided for no other purpose.

Once a credit facility is applied for, the bank, finance company or companies receiving that information, may use licensed Credit Reference Agencies in order to help them assess your proposal. They may also use the information provided for their own record and marketing purposes.

Upon written request we will provide you with a copy of the information we hold about you. Should any of the information we hold about you be incorrect, you have the right to have the information corrected.

Falla Ingrouille Finance Brokers T/A Tig £inance

Registered under the Data Protection (Bailiwick of Guernsey) Law 2001

Notification Number 011543


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